Most shoppers use either a debit or credit card when making purchases. It has been estimated that at least 70% of all adults in the United States carry at least one credit card. When asked about their shopping preferences, about 43% of American consumers said they used their debit card, 35% said they use a credit card and 9% say they only use cash. This is according to a TSYS survey of one thousand consumers who had both kinds of cards. The survey was done in 2014. Businesses today have to take credit cards to be competitive and that requires finding the right merchant service provider and using the right merchant services software.
- Determine what your needs are. Before you set out to get any merchant services software or talk to a business merchant services company, you need to d